Green Home Mortgage
Barclays Green Home Mortgages
Get rewarded for going green
Our innovative Green Home Mortgages rewards customers who are buying an energy-efficient new-build home directly from the builder or developer. We’ll offer them a lower rate on certain fixed-rate mortgages compared with the equivalent option from our standard range, as well as some exclusive Green products (subject to lending criteria)
Available on all eligible new-build properties, it’s just one of the ways we support the move to a low-carbon and sustainable lifestyle.
The home must be a new build and have an energy efficiency rating of 81 or higher, or be energy efficiency band A or B. There’s no other specific eligibility criteria, and the application process is the same as with any other purchase, but applicants will need one of the following to prove the property’s energy efficiency rating
- For fully built properties, a valid Energy Performance Certificate (EPC)
- A valid Predicted Energy Assessment (PEA) certificate if the property is still being built
House builders can verbally confirm the property’s energy efficiency rating straight away, and applicants can use this to progress their application. They’ll still need to send us an eligible EPC or PEA, and should aim to do this as soon as possible. We won’t be able to complete their mortgage without one of these documents.