Barclays Green Home Mortgages
25 May 2023
Available for residential and buy to let, our Green Home Mortgages reward customers who are buying an energy-efficient new-build home directly from the builder or developer.
Lower rates for buying an energy efficient home
We’ll offer customers a lower rate on certain fixed-rate mortgages compared with the equivalent option from our standard range, as well as some exclusive Green products (subject to lending criteria).
Available on all new-build properties that meet the energy efficiency criteria - it’s just one of the ways we support greener choices. They’re available for residential and buy-to-let mortgages.
The home must be a new build and have an energy efficiency rating of 81 or higher, or be in energy efficiency band A or B. There are no other specific eligibility criteria, and the application process is the same as with any other purchase, but applicants will need one of the following to prove the property’s energy efficiency rating:
- For fully built properties, a valid Energy Performance Certificate (EPC)
- For properties still being built, a valid Predicted Energy Assessment (PEA) certificate
House builders can verbally confirm the property’s energy efficiency rating straight away, and applicants can use this for their application. They’ll still need to send us an eligible EPC or PEA and should aim to do this as soon as possible. We won’t be able to complete their mortgage without one of these documents.