We’re ready for business on new builds

We’ve created a range of products and features to help you offer a great deal to people buying new-build properties. 

• 90% LTV for houses
• 85% for flats and maisonettes
  
• Experts on hand to answer your questions
• Support for a wide range of affordable home ownership schemes, including Help to Buy and shared ownership

Flexible products

• We offer 90% LTV on houses and 85% on flats and maisonettes
  
• Your clients can apply if they’re taking advantage of shared ownership, Help to Buy Equity Loans, Help to Buy in England, London, Scotland and Wales, Discounted Market Sales and local authority affordable housing schemes, however additional LTV criteria may apply
  
• Choose from a range of products for Help to Buy Equity Loans, Help to Buy in London and Scotland
• We accept up to 5% builders’ incentives
• No valuation fees for new-build properties up to £2m purchase price
• Sub-sales and re-assignment of contracts are acceptable, subject to criteria. This is for residential only
  
• We lend on a wide range of construction types, including modern methods of construction (MMC)
• Joint borrower-sole proprietor arrangements on both residential and buy-to-let applications

Service you can rely on

• Our mortgage offers are valid for 6 months and can be extended for further 6 months without full resubmission
  
• Use our Intermediary Hub to track the progress of your cases, check lending criteria and submit customer information requests
• We use specialist underwriters for high-value and complex-income mortgage applications
• Pre-application support available by phone from our team of specialists
• Post-application support available for urgent exchange or completion requirements
• Scan-and-attach facility makes it easy to provide your supporting documentary evidence online
• We use more than one valuation supplier to ensure availability, national coverage and flexibility