New-build mortgages for intermediaries

We’re ready for business on new builds

We’ve created a range of products and features to help you offer a great deal to people buying new-build properties.

90% LTV for houses
85% for flats and maisonettes
Experts on hand to answer your questions
Support for a wide range of affordable home ownership schemes, including Help to Buy and shared ownership

We offer 90% LTV on houses and 85% on flats and maisonettes
Your clients can apply if they’re taking advantage of shared ownership, Help to Buy Equity Loans, Help to Buy in England, London, Scotland and Wales, Discounted Market Sales and local authority affordable housing schemes, however additional LTV criteria may apply
Choose from a range of products for Help to Buy Equity Loans, Help to Buy in London and Scotland
We accept up to 5% builders’ incentives
No valuation fees for new-build properties up to £2m purchase price
Sub-sales and re-assignment of contracts are acceptable, subject to criteria. This is for residential only
We lend on a wide range of construction types, including modern methods of construction (MMC)
Joint borrower-sole proprietor arrangements on both residential and buy-to-let applications

Our mortgage offers are valid for 6 months and can be extended for further 6 months without full resubmission
Use our Intermediary Hub to track the progress of your cases, check lending criteria and submit customer information requests
We use specialist underwriters for high-value and complex-income mortgage applications
Pre-application support available by phone from our team of specialists
Post-application support available for urgent exchange or completion requirements
Scan-and-attach facility makes it easy to provide your supporting documentary evidence online
We use more than one valuation supplier to ensure availability, national coverage and flexibility